Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$196,082$196,082$305,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$109,018$0
Funding fee$980$980$0
Note rate3.020%3.020%7.400%
Blended rate3.020%4.799%7.640%
1st payment$927.75$927.75$2,112.45
2nd payment$0.00$726.79$0.00
Taxes / mo$251.08$251.08$251.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,328.84$2,055.62$2,574.55
Cash to close$142,918$33,900$33,900