Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$337,103$337,103$486,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$148,897$0
Funding fee$1,686$1,686$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.345%7.640%
1st payment$1,573.75$1,573.75$3,364.97
2nd payment$0.00$992.65$0.00
Taxes / mo$450.00$450.00$450.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$121.00$121.00$121.00
Total monthly$2,311.42$3,304.06$4,199.83
Cash to close$202,897$54,000$54,000