Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,322$191,322$296,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$105,588$0
Funding fee$957$957$0
Note rate4.200%4.200%7.400%
Blended rate4.200%5.551%7.640%
1st payment$1,089.29$1,089.29$2,055.74
2nd payment$0.00$703.92$0.00
Taxes / mo$217.08$217.08$217.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,456.37$2,160.29$2,482.21
Cash to close$138,578$32,990$32,990