Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,334	$183,334	$260,996
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$77,661	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.249%	7.640%
1st payment	$869.57	$869.57	$1,807.08
2nd payment	$0.00	$582.46	$0.00
Taxes / mo	$577.00	$577.00	$577.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.71	$149.71	$52.20
HOA / mo	$12.83	$12.83	$12.83
Total monthly	$1,759.11	$2,341.57	$2,599.11
Cash to close	$106,661	$29,000	$29,000