Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$418,983$418,983$431,100
Remaining term (yrs)26.726.730.0
Secondary amount$0$36,067$0
Funding fee$0$0$0
Note rate6.790%6.790%7.400%
Blended rate7.340%7.699%7.640%
1st payment$2,830.87$2,830.87$2,984.85
2nd payment$0.00$356.91$0.00
Taxes / mo$399.17$399.17$399.17
Insurance / mo$166.67$166.67$166.67
MI / mo$199.23$199.23$86.22
HOA / mo$0.00$0.00$0.00
Total monthly$3,595.93$3,952.84$3,636.90
Cash to close$60,017$23,950$47,900