Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,221	$154,221	$274,500
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$120,279	$0
Funding fee	$0	$0	$0
Note rate	4.630%	4.630%	7.400%
Blended rate	5.480%	6.584%	7.640%
1st payment	$924.37	$924.37	$1,900.58
2nd payment	$0.00	$801.86	$0.00
Taxes / mo	$242.75	$242.75	$242.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.28	$127.28	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,444.40	$2,246.25	$2,348.23
Cash to close	$150,779	$30,500	$30,500