Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$421,958$421,958$440,865
Remaining term (yrs)26.026.030.0
Secondary amount$0$43,400$0
Funding fee$0$0$0
Note rate5.130%5.130%7.400%
Blended rate5.980%6.530%7.640%
1st payment$2,447.91$2,447.91$3,052.46
2nd payment$0.00$429.48$0.00
Taxes / mo$271.25$271.25$271.25
Insurance / mo$166.67$166.67$166.67
MI / mo$318.27$318.27$88.17
HOA / mo$167.00$167.00$167.00
Total monthly$3,371.11$3,800.58$3,745.55
Cash to close$67,892$24,493$48,985