Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$327,275$327,275$346,500
Remaining term (yrs)27.227.230.0
Secondary amount$0$38,475$0
Funding fee$0$0$0
Note rate7.500%7.500%7.400%
Blended rate8.050%8.452%7.640%
1st payment$2,349.92$2,349.92$2,399.10
2nd payment$0.00$380.74$0.00
Taxes / mo$360.08$360.08$360.08
Insurance / mo$150.00$150.00$150.00
MI / mo$154.04$154.04$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,014.04$3,394.78$2,978.48
Cash to close$57,725$19,250$38,500