Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$66,700	$66,700	$211,500
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$144,800	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	6.981%	7.640%
1st payment	$417.82	$417.82	$1,464.38
2nd payment	$0.00	$965.33	$0.00
Taxes / mo	$138.58	$138.58	$138.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.59	$62.59	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$769.00	$1,734.33	$1,795.27
Cash to close	$168,300	$23,500	$23,500