Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,571	$64,571	$359,100
Remaining term (yrs)	36.9	36.9	30.0
Secondary amount	$0	$294,529	$0
Funding fee	$0	$0	$0
Note rate	6.650%	6.650%	7.400%
Blended rate	7.200%	7.651%	7.640%
1st payment	$391.49	$391.49	$2,486.34
2nd payment	$0.00	$1,902.16	$0.00
Taxes / mo	$495.42	$495.42	$495.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$30.10	$30.10	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,067.00	$2,969.17	$3,203.57
Cash to close	$334,429	$39,900	$39,900