Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,749	$130,749	$225,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$94,251	$0
Funding fee	$0	$0	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	4.090%	6.147%	7.640%
1st payment	$656.76	$656.76	$1,557.85
2nd payment	$0.00	$706.88	$0.00
Taxes / mo	$225.33	$225.33	$225.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.03	$107.03	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,139.12	$1,846.00	$1,978.19
Cash to close	$119,251	$25,000	$25,000