Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$115,817	$115,817	$247,410
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$131,593	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.441%	7.640%
1st payment	$708.87	$708.87	$1,713.02
2nd payment	$0.00	$877.29	$0.00
Taxes / mo	$249.08	$249.08	$249.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.50	$107.50	$49.48
HOA / mo	$338.00	$338.00	$338.00
Total monthly	$1,553.45	$2,430.74	$2,499.58
Cash to close	$159,083	$27,490	$27,490