Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,217$192,217$269,910
Remaining term (yrs)20.820.830.0
Secondary amount$0$77,693$0
Funding fee$0$0$0
Note rate3.910%3.910%7.400%
Blended rate4.760%5.980%7.640%
1st payment$1,122.35$1,122.35$1,868.80
2nd payment$0.00$582.70$0.00
Taxes / mo$419.50$419.50$419.50
Insurance / mo$150.00$150.00$150.00
MI / mo$168.35$168.35$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,860.20$2,442.90$2,492.28
Cash to close$107,683$29,990$29,990