Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$321,460	$321,460	$404,100
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$82,640	$0
Funding fee	$0	$0	$0
Note rate	4.520%	4.520%	7.400%
Blended rate	5.370%	6.112%	7.640%
1st payment	$1,923.90	$1,923.90	$2,797.91
2nd payment	$0.00	$619.80	$0.00
Taxes / mo	$374.17	$374.17	$374.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$268.33	$268.33	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,716.40	$3,336.20	$3,402.89
Cash to close	$127,540	$44,900	$44,900