Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,553	$429,553	$472,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$42,947	$0
Funding fee	$2,148	$2,148	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	6.518%	7.640%
1st payment	$2,776.58	$2,776.58	$3,271.49
2nd payment	$0.00	$322.10	$0.00
Taxes / mo	$300.83	$300.83	$300.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,244.08	$3,566.19	$3,833.49
Cash to close	$95,447	$52,500	$52,500