Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,280	$171,280	$517,500
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$346,220	$0
Funding fee	$856	$856	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	6.065%	7.640%
1st payment	$1,115.04	$1,115.04	$3,583.07
2nd payment	$0.00	$2,236.00	$0.00
Taxes / mo	$1,147.75	$1,147.75	$1,147.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$47.00	$47.00	$47.00
Total monthly	$2,476.46	$4,712.46	$5,047.98
Cash to close	$403,720	$57,500	$57,500