Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,073$274,073$378,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$103,927$0
Funding fee$1,370$1,370$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.288%7.640%
1st payment$1,276.84$1,276.84$2,617.20
2nd payment$0.00$692.84$0.00
Taxes / mo$497.58$497.58$497.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$482.00$482.00$482.00
Total monthly$2,406.43$3,099.27$3,822.38
Cash to close$145,927$42,000$42,000