Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$449,428$449,428$562,410
Remaining term (yrs)28.428.430.0
Secondary amount$0$112,982$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.600%7.640%
1st payment$3,022.30$3,022.30$3,894.01
2nd payment$0.00$753.21$0.00
Taxes / mo$483.75$483.75$483.75
Insurance / mo$166.67$166.67$166.67
MI / mo$209.26$209.26$112.48
HOA / mo$41.67$41.67$41.67
Total monthly$3,923.65$4,676.86$4,698.58
Cash to close$175,472$62,490$62,490