Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$182,035	$182,035	$341,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$159,875	$0
Funding fee	$910	$910	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	5.428%	7.640%
1st payment	$883.28	$883.28	$2,367.32
2nd payment	$0.00	$1,065.84	$0.00
Taxes / mo	$282.83	$282.83	$282.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$95.00	$95.00	$95.00
Total monthly	$1,411.12	$2,476.95	$2,963.53
Cash to close	$197,865	$37,990	$37,990