Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$447,769$447,769$529,199
Remaining term (yrs)27.527.530.0
Secondary amount$0$81,430$0
Funding fee$0$0$0
Note rate6.880%6.880%7.400%
Blended rate7.430%7.672%7.640%
1st payment$3,022.82$3,022.82$3,664.07
2nd payment$0.00$610.72$0.00
Taxes / mo$801.33$801.33$801.33
Insurance / mo$166.67$166.67$166.67
MI / mo$210.79$210.79$105.84
HOA / mo$122.00$122.00$122.00
Total monthly$4,323.61$4,934.33$4,859.91
Cash to close$140,230$58,800$58,800