Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$224,134$224,134$301,410
Remaining term (yrs)29.529.530.0
Secondary amount$0$77,276$0
Funding fee$0$0$0
Note rate6.220%6.220%7.400%
Blended rate6.770%7.342%7.640%
1st payment$1,380.98$1,380.98$2,086.90
2nd payment$0.00$579.57$0.00
Taxes / mo$219.67$219.67$219.67
Insurance / mo$150.00$150.00$150.00
MI / mo$103.13$103.13$60.28
HOA / mo$0.00$0.00$0.00
Total monthly$1,853.77$2,433.34$2,516.85
Cash to close$110,766$33,490$33,490