Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,312$291,312$481,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$190,188$0
Funding fee$1,457$1,457$0
Note rate3.700%3.700%7.400%
Blended rate3.700%5.398%7.640%
1st payment$1,569.06$1,569.06$3,333.81
2nd payment$0.00$1,267.92$0.00
Taxes / mo$414.08$414.08$414.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$30.00$30.00$30.00
Total monthly$2,179.81$3,447.73$4,040.86
Cash to close$243,688$53,500$53,500