Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$366,461	$366,461	$449,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$83,449	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.367%	7.640%
1st payment	$1,846.18	$1,846.18	$3,115.09
2nd payment	$0.00	$625.86	$0.00
Taxes / mo	$368.17	$368.17	$368.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$284.46	$284.46	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,665.48	$3,291.34	$3,739.90
Cash to close	$133,439	$49,990	$49,990