Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,042	$141,042	$218,250
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$77,208	$0
Funding fee	$0	$0	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	4.090%	5.827%	7.640%
1st payment	$708.46	$708.46	$1,511.12
2nd payment	$0.00	$579.06	$0.00
Taxes / mo	$222.08	$222.08	$222.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.45	$115.45	$43.65
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,196.00	$1,775.05	$1,926.85
Cash to close	$101,458	$24,250	$24,250