Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$260,834$260,834$359,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$99,076$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.123%7.640%
1st payment$1,209.94$1,209.94$2,491.94
2nd payment$0.00$743.07$0.00
Taxes / mo$683.33$683.33$683.33
Insurance / mo$150.00$150.00$150.00
MI / mo$208.58$208.58$71.98
HOA / mo$200.00$200.00$200.00
Total monthly$2,451.86$3,194.92$3,597.26
Cash to close$139,066$39,990$39,990