Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$325,135	$325,135	$337,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$31,115	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	4.533%	7.640%
1st payment	$1,524.82	$1,524.82	$2,336.78
2nd payment	$0.00	$307.91	$0.00
Taxes / mo	$507.00	$507.00	$507.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$256.84	$256.84	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,438.66	$2,746.57	$3,061.28
Cash to close	$49,865	$18,750	$37,500