Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,804	$138,804	$207,000
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$68,196	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	6.003%	7.640%
1st payment	$739.37	$739.37	$1,433.23
2nd payment	$0.00	$511.47	$0.00
Taxes / mo	$275.08	$275.08	$275.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.06	$114.06	$41.40
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,378.51	$1,889.98	$1,999.71
Cash to close	$91,196	$23,000	$23,000