Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,950$243,950$414,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$170,050$0
Funding fee$1,220$1,220$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.895%7.640%
1st payment$1,133.46$1,133.46$2,866.45
2nd payment$0.00$1,133.67$0.00
Taxes / mo$11.08$11.08$11.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$290.00$290.00$290.00
Total monthly$1,601.21$2,734.88$3,417.00
Cash to close$216,050$46,000$46,000