Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$564,633$564,633$607,500
Remaining term (yrs)27.227.230.0
Secondary amount$0$42,867$0
Funding fee$2,823$2,823$0
Note rate7.440%7.440%7.400%
Blended rate7.440%7.550%7.640%
1st payment$4,031.64$4,031.64$4,206.21
2nd payment$0.00$321.50$0.00
Taxes / mo$458.75$458.75$458.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$21.67$21.67$21.67
Total monthly$4,678.73$5,000.23$4,974.79
Cash to close$110,367$67,500$67,500