Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,334	$142,334	$328,500
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$186,166	$0
Funding fee	$0	$0	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	5.350%	6.852%	7.640%
1st payment	$932.42	$932.42	$2,274.47
2nd payment	$0.00	$1,241.11	$0.00
Taxes / mo	$253.25	$253.25	$253.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.35	$130.35	$65.70
HOA / mo	$65.33	$65.33	$65.33
Total monthly	$1,531.35	$2,772.45	$2,808.75
Cash to close	$222,666	$36,500	$36,500