Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,584$165,584$224,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$59,326$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.850%5.208%7.640%
1st payment$807.24$807.24$1,557.23
2nd payment$0.00$444.95$0.00
Taxes / mo$206.58$206.58$206.58
Insurance / mo$150.00$150.00$150.00
MI / mo$135.62$135.62$44.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,299.44$1,744.39$1,958.80
Cash to close$84,316$24,990$24,990