Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,152$127,152$220,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$93,348$0
Funding fee$0$0$0
Note rate3.030%3.030%7.400%
Blended rate3.880%6.048%7.640%
1st payment$623.32$623.32$1,526.70
2nd payment$0.00$700.11$0.00
Taxes / mo$126.25$126.25$126.25
Insurance / mo$150.00$150.00$150.00
MI / mo$104.32$104.32$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,003.90$1,704.01$1,847.05
Cash to close$117,848$24,500$24,500