Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$61,856	$61,856	$351,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$289,144	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	7.197%	7.640%
1st payment	$432.52	$432.52	$2,430.25
2nd payment	$0.00	$1,867.39	$0.00
Taxes / mo	$156.25	$156.25	$156.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.07	$66.07	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$804.84	$2,672.23	$2,806.70
Cash to close	$328,144	$39,000	$39,000