Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,088	$152,088	$229,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$77,412	$0
Funding fee	$0	$0	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	4.090%	5.746%	7.640%
1st payment	$763.94	$763.94	$1,589.01
2nd payment	$0.00	$580.59	$0.00
Taxes / mo	$324.42	$324.42	$324.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.49	$124.49	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,362.85	$1,943.45	$2,109.33
Cash to close	$102,912	$25,500	$25,500