Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,859	$149,859	$206,100
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$56,241	$0
Funding fee	$749	$749	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	3.680%	5.132%	7.640%
1st payment	$796.46	$796.46	$1,426.99
2nd payment	$0.00	$421.81	$0.00
Taxes / mo	$175.83	$175.83	$175.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.22
HOA / mo	$277.00	$277.00	$277.00
Total monthly	$1,399.29	$1,821.10	$2,071.05
Cash to close	$79,141	$22,900	$22,900