Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$220,973$220,973$404,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$183,127$0
Funding fee$1,105$1,105$0
Note rate2.720%2.720%7.400%
Blended rate2.720%5.113%7.640%
1st payment$1,030.48$1,030.48$2,797.91
2nd payment$0.00$1,220.85$0.00
Taxes / mo$255.67$255.67$255.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,436.14$2,656.99$3,284.39
Cash to close$228,027$44,900$44,900