Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$170,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$170,100	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	8.000%	7.640%
1st payment	$0.00	$0.00	$1,177.74
2nd payment	$0.00	$1,134.00	$0.00
Taxes / mo	$275.67	$275.67	$275.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$34.02
HOA / mo	$767.00	$767.00	$767.00
Total monthly	$1,192.67	$2,326.67	$2,404.42
Cash to close	$189,000	$18,900	$18,900