Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,810	$64,810	$103,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$38,690	$0
Funding fee	$0	$0	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	4.840%	6.395%	7.640%
1st payment	$374.56	$374.56	$716.61
2nd payment	$0.00	$290.17	$0.00
Taxes / mo	$178.42	$178.42	$178.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$55.64	$55.64	$20.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$758.62	$1,048.79	$1,065.73
Cash to close	$50,190	$11,500	$11,500