Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$114,593	$114,593	$453,150
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$338,557	$0
Funding fee	$573	$573	$0
Note rate	3.790%	3.790%	7.400%
Blended rate	3.790%	6.749%	7.640%
1st payment	$693.50	$693.50	$3,137.52
2nd payment	$0.00	$2,186.51	$0.00
Taxes / mo	$103.83	$103.83	$103.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.63
HOA / mo	$32.08	$32.08	$32.08
Total monthly	$996.08	$3,182.60	$3,530.73
Cash to close	$388,907	$50,350	$50,350