Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,230$233,230$368,091
Remaining term (yrs)23.023.030.0
Secondary amount$0$134,861$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.751%7.640%
1st payment$1,240.93$1,240.93$2,548.59
2nd payment$0.00$899.07$0.00
Taxes / mo$306.08$306.08$306.08
Insurance / mo$150.00$150.00$150.00
MI / mo$193.34$193.34$73.62
HOA / mo$97.00$97.00$97.00
Total monthly$1,987.35$2,886.42$3,175.29
Cash to close$175,760$40,899$40,899