Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$171,126	$171,126	$313,200
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$142,074	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.530%	7.640%
1st payment	$1,005.21	$1,005.21	$2,168.53
2nd payment	$0.00	$947.16	$0.00
Taxes / mo	$245.75	$245.75	$245.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$141.19	$141.19	$62.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,542.15	$2,489.30	$2,626.92
Cash to close	$176,874	$34,800	$34,800