Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,224$393,224$571,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$178,276$0
Funding fee$1,966$1,966$0
Note rate2.250%2.250%7.400%
Blended rate2.250%4.044%7.640%
1st payment$1,723.55$1,723.55$3,956.95
2nd payment$0.00$1,188.51$0.00
Taxes / mo$402.75$402.75$402.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,292.96$3,481.47$4,640.67
Cash to close$241,776$63,500$63,500