Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$389,480	$389,480	$454,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$65,020	$0
Funding fee	$1,947	$1,947	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.200%	7.640%
1st payment	$2,634.40	$2,634.40	$3,146.87
2nd payment	$0.00	$487.65	$0.00
Taxes / mo	$581.50	$581.50	$581.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.90
HOA / mo	$273.00	$273.00	$273.00
Total monthly	$3,655.57	$4,143.22	$4,258.93
Cash to close	$115,520	$50,500	$50,500