Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$413,562	$413,562	$742,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$328,938	$0
Funding fee	$2,068	$2,068	$0
Note rate	2.250%	2.250%	7.400%
Blended rate	2.250%	4.687%	7.640%
1st payment	$1,840.52	$1,840.52	$5,140.92
2nd payment	$0.00	$2,124.39	$0.00
Taxes / mo	$855.67	$855.67	$855.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$436.00	$436.00	$436.00
Total monthly	$3,348.85	$5,473.25	$6,797.75
Cash to close	$411,438	$82,500	$82,500