Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$226,245	$226,245	$485,100
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$258,855	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.342%	7.640%
1st payment	$1,304.05	$1,304.05	$3,358.73
2nd payment	$0.00	$1,671.77	$0.00
Taxes / mo	$290.58	$290.58	$290.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$196.31	$196.31	$97.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,957.62	$3,629.39	$3,913.00
Cash to close	$312,755	$53,900	$53,900