Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$284,178$284,178$324,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$39,822$0
Funding fee$1,421$1,421$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.536%7.640%
1st payment$1,313.86$1,313.86$2,243.31
2nd payment$0.00$298.66$0.00
Taxes / mo$17.42$17.42$17.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$223.00$223.00$223.00
Total monthly$1,704.27$2,002.94$2,698.53
Cash to close$75,822$36,000$36,000