Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$458,083	$458,083	$481,410
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$50,072	$0
Funding fee	$2,290	$2,290	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	4.704%	7.640%
1st payment	$2,370.08	$2,370.08	$3,333.19
2nd payment	$0.00	$495.50	$0.00
Taxes / mo	$216.83	$216.83	$216.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.28
HOA / mo	$23.00	$23.00	$23.00
Total monthly	$2,776.58	$3,272.08	$3,835.97
Cash to close	$76,817	$26,745	$53,490