Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$202,390	$202,390	$449,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$246,710	$0
Funding fee	$1,012	$1,012	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	2.790%	5.515%	7.640%
1st payment	$951.05	$951.05	$3,109.48
2nd payment	$0.00	$1,593.34	$0.00
Taxes / mo	$256.83	$256.83	$256.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$53.33	$53.33	$53.33
Total monthly	$1,427.88	$3,021.21	$3,676.13
Cash to close	$296,610	$49,900	$49,900