Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$243,529	$243,529	$323,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$80,381	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	5.880%	7.640%
1st payment	$1,270.77	$1,270.77	$2,242.69
2nd payment	$0.00	$602.86	$0.00
Taxes / mo	$246.33	$246.33	$246.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$188.54	$188.54	$64.78
HOA / mo	$37.92	$37.92	$37.92
Total monthly	$1,893.57	$2,496.43	$2,741.72
Cash to close	$116,371	$35,990	$35,990