Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$208,961	$215,100
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.020%	7.400%
Blended rate	6.870%	7.640%
1st payment	$1,321.49	$1,489.31
2nd payment	$0.00	$0.00
Taxes / mo	$274.42	$274.42
Insurance / mo	$150.00	$150.00
MI / mo	$155.79	$43.02
HOA / mo	$198.33	$198.33
Total monthly	$2,100.03	$2,155.08
Cash to close	$30,039	$23,900